Earn 4.55% APY on your account

Earn 4.55% APY on your account
You worked hard for your money, so why shouldn’t your money work harder for you?
All Sagewell online checking accounts earn 4.55% interest with an APY of 4.65% on all deposits. It’s the easiest way to make your money grow.
*The interest rate on your account is 4.55% with an annual percentage yield of 4.65%. Your interest rate and annual percentage yield may change. The interest rate on your account is variable and equal to the upper bound of the federal funds rate target range as established by the Federal Open Market Committee of the Federal Reserve minus a margin of 0.20%.
Save up to 30% at your favorite stores

Save up to 30% at your favorite stores
Making purchases from your favorite stores with your Sagewell debit card can save you up to 30% off. You’ll also automatically get 2.5% cashback on fuel purchases. Yes, you read that right.
It’s all thanks to our database of senior saving discounts. Our senior spend analyzer will review your monthly spending and suggest areas you can be saving money.
Retirement Advice & Support

Retirement Advice & Support
Do you sometimes feel overwhelmed with all the financial details of retirement and living on a fixed income? Do you ever wish you could ask a knowledgeable person for advice on budgeting, estate planning, or how to pay your cable bill?
Your dedicated Retirement Advocate will help you navigate the complex details of retirement. They’re real people, with real answers, who really answer the phone. Because it’s ok to ask for help.
Big Savings, This Way

Big Savings, This Way
Whether you’re new to retirement, or have been retired for a long time, your Retirement Advocate will ensure your money is working hard for you.
Not only will you earn 4.55% interest* (4.65% APY) on your deposits but your Retirement Advocate will help you save up to 35% on your monthly bills, identify savings on your home insurance, prescriptions and more.

Making banking in retirement effortless

Making banking in retirement effortless
Discover how effortless managing your retirement finances is from our banking app, built specifically for the senior and retiree lifestyle. Our app is super easy to use, available 24/7 and if you ever have questions, we’re here to help.
Questions? Take a virtual tour today!

Questions? Take a virtual tour today!
Sagewell is a financial technology company and is not a bank. Banking services provided by Choice Financial Group; Member FDIC. The Sagewell Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
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