Better Banking & Better Investing for Your Retirement

sagewell debit card face to face call with sagewell

Better Banking & Better Investing for Your Retirement

Designed specifically to fit the senior and retiree lifestyle, your free Sagewell checking account will:

  • Earn 2.32% interest on your deposits
  • Give you access to 10,000+ exclusive senior discounts & save $100’s/mo on your bills
  • Get your benefits paid up to two weeks early
  • Reduce fees & make investment easy and in one place with free, expert advisors
here to help
Please enter a valid phone number

Sagewell is a financial technology company and is not a bank. Banking services provided by Choice Financial Group; Member FDIC. The Sagewell Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. By submitting your phone number, you agree to receive text messages or phone calls from Sagewell. Details on the checking account here¹. The interest rate on your account is x.xx% with an annual percentage yield of x.xx%. Your interest rate and annual percentage yield are variable and subject to change based on the target range of the Federal Funds Rate.

Sagewell In The Media

nbc news logo
us news logo
INVESTING BUILT FOR SENIORS

An Integrated Investment & Banking Platform

INVESTING BUILT FOR SENIORS

An Integrated Investment & Banking Platform

We understand many retirees today are likely to have their retirement spread over many different types of accounts. Now you can combine your senior savings, banking, and investments in one easy place

By combining our senior finance focused checking account and industry leading 401k you to be poised to start saving immediately, and and see those  savings compound. See where your money is going, get a second set of expert eyes on your profits and security, avoid costly fees and flourish in retirement with more cash flow, security and clarity about your hard-earned money.

INDUSTRY LEADING INTEREST

Earn 1.56% APY on your account

Active senior couple with electrobikes standing outdoors on a road in nature.
INDUSTRY LEADING INTEREST

Earn 1.56% APY on your account

You worked hard for your money, so why shouldn’t your money work harder for you?

All Sagewell online checking accounts earn 1.55% interest with an APY of 1.56% on all deposits. It’s the easiest way to make your money grow.

The interest rate on your account is 1.55% with an annual percentage yield of 1.56%. Your interest rate and annual percentage yield may change. The interest rate on your account is variable and equal to the upper bound of the federal funds rate target range as established by the Federal Open Market Committee of the Federal Reserve minus a margin of 0.20%.


YOUR MONEY, YOUR SCHEDULE

Get Paid Up To 2 Weeks Early

paycheck icon calendar icon
YOUR MONEY, YOUR SCHEDULE

Get Paid Up To 2 Weeks Early

Living on a fixed income can be tricky. Sometimes you’re short of funds and have important bills to pay, sometimes it’s an unexpected life event.

With MyPaycheck, you can receive your Social Security and other retirement disbursements in bi-weekly installments, rather than once a month.

What our customers Are Saying

smiling user
“Sagewell helped me save $32 every month on home insurance”
Judi T. – West Virginia
happy user
“I enrolled in MyPaycheck because I love getting my SSI early and regularly.
Randolph C. – South Carolina
MORE SAVINGS

Save up to 30% at your favorite stores

MORE SAVINGS

Save up to 30% at your favorite stores

Making purchases from your favorite stores with your Sagewell debit card can save you up to 30% off. Yes, you read that right.

It’s all thanks to our database of senior saving discounts. Our senior spend analyzer will review your monthly spending and suggest areas you can be saving money.


SAGEWELL RETIREMENT ADVOCATES

Free Retirement Advice & Support

face to face call with sagewell
SAGEWELL RETIREMENT ADVOCATES

Free Retirement Advice & Support

Do you sometimes feel overwhelmed with all the financial details of retirement and living on a fixed income? Do you ever wish you could ask a knowledgeable person for advice on budgeting, estate planning, or how to pay your cable bill?

Your free dedicated Retirement Advocate will help you navigate the complex details of retirement. They’re real people, with real answers, who really answer the phone. Because it’s ok to ask for help.

EARN CASH BACK & MORE

Big Savings, This Way

Sagewell notification that reads: You saved $42 with Sagewell Savings last week. Well done! 💰
EARN CASH BACK & MORE

Big Savings, This Way

Whether you’re new to retirement, or have been retired for a long time, your Retirement Advocate will ensure your money is working hard for you.

Not only will you earn 1.55% interest on your deposits but your Retirement Advocate will help you save up to 25% on your monthly bills, identify savings on your home insurance, prescriptions and more.

elderly woman
“I have 36 years of banking experience and I am very impressed with Sagewell’s Retirement Advocates. My Retirement Advocate is kind and takes the time to help when other banks don’t.”
Bernardina H. – California
Manage your retirement finances from your phone

Making banking in retirement effortless

app store device image
Manage your retirement finances from your phone

Making banking in retirement effortless

Discover how effortless managing your retirement finances is from our banking app, built specifically for the senior and retiree lifestyle. Our app is super easy to use, available 24/7 and if you ever have questions, we’re here to help.

Questions? Take a virtual tour today!

face to face call with sagewell

Questions? Take a virtual tour today!

Earn a $250 sign up bonus and get your benefits paid early – just enter your phone number below:

here to help
Please enter a valid phone number

Sagewell is a financial technology company and is not a bank. Banking services provided by Choice Financial Group; Member FDIC. The Sagewell Visa® Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

By providing my phone number and clicking the “Submit & Agree” button below, I agree to the E-Sign, Privacy Policy, and Terms of Service, and I also consent by electronic signature to receive calls and text messages from Sagewell Financial, Inc. (“Sagewell”) or its representatives made by any means or technology, including an automatic telephone dialing system, at the phone number I have provided, even if that number is on a state or national do not call registry. I understand that my consent to such calls and text messages is not required to purchase products from or use the services of Sagewell and that I may contact Sagewell at [email protected] or (617) 397-3764 about its products or services at any time.

Earn a $250 bonus when you open a Sagewell Consumer Deposit Account and are approved for and enroll in our Advance Service. The bonus will be deposited into your Sagewell Consumer Deposit Account on the same day as your first Advance Service deposit following initial enrollment. No minimum balance or opening deposit required. Fees may reduce earnings. See website for details: https://www.sagewellfinancial.com/sagewell-bonus-terms-and-conditions/